Terms of Service

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These terms are the agreement between you and Apex Capital Holdings LLC, a California limited liability company doing business as IronLeaf ("IronLeaf", "we", "us"), covering your use of the IronLeaf Invoice app and this website. By downloading or using the app you accept these terms. If you do not accept them, do not use the app.

1. What IronLeaf is, and what it is not

IronLeaf Invoice is software that helps you create invoices, quotes and records for your own business, and helps you present your customers with a way to pay you by card.

IronLeaf is not a bank, a money transmitter, a payment processor, an accountant, a tax preparer or a law firm. We do not hold your money. We are not a party to the agreement between you and your customer. Nothing in the app or on this site is legal, tax, accounting or financial advice, and you should consult a qualified professional about your own situation.

2. Your account

You sign in with Apple. You are responsible for keeping access to your Apple ID secure and for everything done through your IronLeaf account. Tell us promptly at support@ironleaf.app if you believe someone else has gained access to it.

You must be at least 18 years old and able to enter a binding contract. If you use IronLeaf on behalf of a business, you confirm you are authorized to accept these terms for it.

3. Your content is yours

Everything you put into IronLeaf — your client records, your invoices, your logo, your notes — remains yours. We claim no ownership of it. We grant you a personal, non-exclusive, non-transferable, revocable license to use the app; we keep all rights in the app itself, its design, its name and its logo.

You are responsible for keeping your own copies of records you need. The app stores your records on your device, so losing or wiping the device without a backup means losing those records.

4. Payments through Stripe

Card payments are processed by Stripe, Inc. through a Stripe account connected to you. To take payments you must open a Stripe account and accept Stripe's own agreements, which are between you and Stripe.

Funds from your customers settle into your Stripe account. IronLeaf never takes custody of those funds. Stripe's fees, payout timing, holds, reserves, chargeback rules and account decisions are Stripe's, and we cannot override them.

IronLeaf collects a platform fee on card payments processed through the app: 0.5% of the payment amount on the free plan, and nothing on Pro. This fee is taken at the time of the charge and is separate from Stripe's own processing fees, which Stripe sets and may change. If we ever change our platform fee we will tell you before the change takes effect. Refunds, disputes and chargebacks between you and your customer are yours to resolve; we can help you find the records, but the commercial outcome is between you, your customer and Stripe.

5. Subscriptions

IronLeaf Invoice is free to use with a limited number of sent invoices each month. IronLeaf Pro is an auto-renewing subscription sold through Apple.

Because Apple collects the payment, refunds are handled by Apple under Apple's policies, not by us. Requests go through Apple's "Report a Problem" page.

6. Acceptable use

You agree not to use IronLeaf to invoice for anything illegal, to defraud anyone, to launder money, to send unsolicited bulk email, to impersonate another business, or to break Stripe's or Apple's rules. You agree not to reverse engineer, decompile or attempt to extract the source code of the app except where that restriction is prohibited by law, and not to interfere with or attempt to gain unauthorized access to our systems.

7. Availability

We try to keep the service running, but we do not promise it will be uninterrupted or error free. We may change, suspend or discontinue features. If we discontinue the service entirely, we will give reasonable notice so you can export what you need.

8. Suspension and termination

You may stop using IronLeaf at any time and delete your account from within the app. We may suspend or terminate your access if you breach these terms, if we are required to by law, or if continuing would expose us or our providers to material risk. Where it is practical and lawful to do so, we will tell you why.

9. Disclaimers

To the fullest extent permitted by law, the app and this website are provided "as is" and "as available", without warranties of any kind, whether express, implied or statutory, including any implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. We do not warrant that the app will meet your requirements, that calculations will suit your tax situation, or that your customers will pay you.

10. Limitation of liability

To the fullest extent permitted by law, neither Apex Capital Holdings LLC nor its members, officers or contractors will be liable for indirect, incidental, special, consequential, exemplary or punitive damages, or for lost profits, lost revenue, lost business or lost or corrupted data, arising out of or relating to your use of the app, even if we have been advised of the possibility.

Our total aggregate liability arising out of or relating to these terms or the app will not exceed the greater of (a) the amount you paid us for the app in the twelve months before the event giving rise to the claim, or (b) fifty United States dollars.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of certain damages, so some of the above may not apply to you. Nothing in these terms limits liability for fraud or for anything else that cannot lawfully be limited.

11. Indemnity

You agree to indemnify and hold harmless Apex Capital Holdings LLC from claims, damages and reasonable legal costs arising from your use of the app, your breach of these terms, or a dispute between you and one of your customers.

12. Governing law and disputes

These terms are governed by the laws of the State of California, without regard to its conflict of law rules. You and we agree that the state and federal courts located in Los Angeles County, California have exclusive jurisdiction over any dispute arising out of these terms, and you consent to personal jurisdiction there. Nothing here prevents either of us from bringing a claim in small claims court.

13. Apple

This agreement is between you and IronLeaf, not with Apple. Apple is not responsible for the app or its content. Apple has no obligation to provide maintenance or support for the app. Apple is not responsible for addressing any claim relating to the app, including product liability claims, claims that the app fails to conform to a legal requirement, and claims arising under consumer protection or similar law. Apple and its subsidiaries are third-party beneficiaries of this agreement and may enforce it against you.

14. Changes to these terms

We may update these terms. The date at the top of this page will change, and material changes will be announced in the app before they take effect. Continuing to use IronLeaf after a change means you accept the updated terms.

15. General

If a provision of these terms is found unenforceable, the rest stays in force. Our failure to enforce a provision is not a waiver of it. These terms, together with the Privacy Policy, are the entire agreement between you and us about the app.

16. Contact

Apex Capital Holdings LLC, doing business as IronLeaf
support@ironleaf.app
Company details and mailing address